Moving back in with your parents as an adult. 

Moving back in with your parents as an adult can seem like a huge step backwards, you may feel like you’re losing your independence and you may experience ridicule or teasing from friends or other family members. Luckily the latter hasn’t happened for me but I think I would miss living in my own place. In reality, moving back home maybe the last thing you thought you’d do, but you’re doing it because you’re working towards a goal and have a family willing to offer you some support.  For us, it’s the right decision and will help us achieve our Read More…

Should you follow your dreams?

Recently I shared my wish/life list with some members of my family which was mostly met with laughter and comments of me needing to win the lottery, but it left me thinking – should you follow your dreams? I like this quote by Joe Vitale — ‘A goal should scare you a little, and excite you a lot.’ Most of us are told at a young age to always follow our dreams but as we get older and things like bills and other responsibilities start to occur it seems to be more difficult to realise your dreams. Also dreams change. Read More…

Monthly budget and finance recording

We reviewed our finances recently and set ourselves a monthly budget; my aim is to be debt free (student loan, credit cards) in 12 – 19 months and we’ve talked about starting to save for a house deposit afterwards. I’ve previously spoken about some of the things I do to help budget (see my food shopping on a budget, clothes shopping on a budget and budgeting posts), which I still use, but after recording our finances we found we were spending a lot of our budget on food shopping or meals out and thought about ways to cut back. We Read More…

Food shopping on a budget

In our house, we go food shopping each week, mostly for the perishable items e.g. milk, then do a larger monthly (or sometimes bi-monthy shop) including frozen foods, toiletries and house hold items e.g. cleaning supplies. I’ve been trying to properly budget the amount we spend on food shopping each week. Here are some of the things I’ve been trying and that work for me (some are recycled from my budgeting post):- Don’t shop for food when your hungry! I find that most of impulse food shopping happens when I go to the shop hungry. Compare brands and check prices. Read More…

Clothes shopping on a budget

When I decluttered and organised my wardrobe earlier this year I made a starter wardrobe list of items I wanted to buy. The items were to either fill in gaps in my wardrobe or to replace damaged items. I’m happy to say I’ve made a start on the list this month and it was easier than I thought it would be to stick to it. Typically I get caught up in impulse buying the “ooo so and so would love that for their birthday/Christmas/mothers day etc” type gifts. As I’m on a budget I stayed clear of full price where Read More…

Saving Money | Tips

Saving money is something I’ve always struggled with. I love a bargain and spent a lot of my wages in my teens on DVDs in the bargain bin at Woolworths… or Blockbuster (showing my age here! 😅). Since moving out of my parents house two years ago I’ve been cutting down on my expenses and saving money each month. Of course there are items that I have to pay for each month, the non negotiable outgoings such as rent, utilities, insurance, groceries etc but everything else I’m trying to cut back on. Saving Money – Where to start? Before I Read More…